Public Liability Insurance

Rapid Solutions specialises in quality public liability insurance for property services businesses with activities including:

Urban pest control, building inspections, agricultural pest and weed control, handyman and cleaning services, fumigation, lawn/garden/tree care, methamphetamine testing and more.


Environmental Impairment 

Provides you with protection for claims involving unintentional release or escape of pollutants.




Covers you for third party personal injury or property damage caused by, or arising out of, your products/services.



Protects your business against accidental or unintended spray drift.


In-House Claims Service

Our in-house claims team will personally support you and manage your claims for total peace of mind.



Protection for claims against previous work, in the event you sell or cease business operations.


Expert Industry

Enjoy support from our panel of industry experts and benefit from their 50+ years of combined experience.

Your Questions Answered

Rapid Solutions combines both general and public liability insurance for property services businesses into the one policy type. This insurance is designed to help cover the costs of liability claims made against your business by a third party – for personal injury (including to visitors and employees) and property damage.

If you cease to run your business or sell it, it is recommended that you take ‘run-off’ cover, a type of liability insurance that generally has a reduced premium compared to standard liability insurance. This type of cover will protect you in the event a third party claims against you once you are no longer in business.

Yes, you can have public liability insurance for your property services business on its own (rather than alongside professional indemnity insurance). However, it is recommended that you take both liability and professional indemnity insurance so your business is protected by much stronger coverage. Otherwise, you could potentially leave yourself vulnerable in the event of a claim.

Business owners can choose between different limits for their insurance policy coverage (i.e. the dollar limit of claim-related costs that will be covered by the insurer). Rapid Solutions can offer various limits of cover for liability, with the minimum being $500,000. The higher the limit, the higher the insurance premium. When considering cover limits, it is recommended that you consider a number of factors including the nature of your business, size of your business including turnover and size of clients you provide advice/service too.

Rapid Solutions provides property services business owners with a holistic insurance offering, thanks in part to our long-standing partnerships with carefully selected specialist insurers. In addition to professional indemnity and public liability insurance, we offer Business Pack, PestShield Motor Vehicle Insurance, and General Property Insurance.

If you would like to make a change to your policy or request your policy be cancelled, please contact our customer service team.


Our customer service team are available Monday to Friday, 9am to 5pm AEST

Please call 1300 309 169 or email

If you would like to inquire about or lodge a claim, please contact our claims team. Our in-house claims team will support you throughout the process and work to achieve a positive resolution.


Our claims team are available Monday to Friday, 9am to 5pm AEST

Please call 1300 309 169 or email

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Written by a team of experts, the Rapid Solutions blog is your go-to source for industry tips, news and training – to help strengthen your business.